Fintech software development services.
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Q: What is fintech software development, and why do companies need it?

Fintech software development involves building secure, scalable financial software systems that support payments, lending, trading, compliance, embedded finance, and digital banking. Companies hire fintech software developers to improve operational efficiency, enhance customer experience, ensure compliance, and gain a competitive advantage with custom fintech software development. As of now, most modern platforms increasingly include AI-driven automation, predictive analytics, and smart decision-support tools.

Q: How do you ensure security in fintech platforms?

We build secure fintech platforms using data encryption, multifactor authentication, biometric verification, digital signatures, and multilayer database security. We also use blockchain technology for transaction integrity and implement fraud detection tools supported by data analytics and AI to identify anomalies in real time. Security is designed into the platform from day one to protect sensitive financial data.

Q: Does Globaldev help with fintech compliance and regulatory requirements?

Yes. Compliance is a core part of our process. We build software aligned with global and regional regulations — including AML/KYC automation, PCI DSS, GDPR, and other regulatory fintech standards. Where needed, we implement AI-enhanced KYC/AML checks to improve accuracy, reduce manual workload, and ensure full compliance throughout development.

Q: Can Globaldev integrate payments, cross-border transactions, and open banking APIs?

Absolutely. We develop payment modules that support multiple currencies, cross-border transactions, and various payment providers. We also offer open banking API integration services, enabling secure access to banking data, financial accounts, and real-time payment flows. Furthermore, we apply tools to monitor payment behavior, detect fraud, or optimize transaction routing.

Q: Do you develop AI-powered fintech solutions?

Yes. We integrate AI across a range of financial products, including AI-driven credit scoring, AI-powered trading platform development, fraud detection systems, predictive analytics, Generative AI for fintech applications, and automated decision-making tools. AI instruments integration helps financial businesses streamline operations and improve risk assessment.

Q: What types of fintech software can you build?

We build a broad variety of financial solutions, including banking software, lender software, investment platforms, RegTech software development, InsurTech tools, embedded finance platforms, real-time payments systems, and Fintech SaaS platform development. We also create mobile and web portals for fintech companies looking to scale digitally. Many of these systems can include AI features such as smart notifications, automated workflows, or behavioral analytics.

Q: How do you approach scalability in financial software systems?

We rely on microservices architecture to build scalable financial software systems. Microservices enable fast updates, reliability, cost-efficient maintenance, and seamless scaling as your user base grows. We plan scaling strategies at the start of each project and design the architecture to handle future load without disruptions.

Q: Can you modernize existing fintech legacy systems?

Yes. We provide fintech legacy-system modernization, helping organizations migrate to microservices, improve security, upgrade technology stacks, integrate AI modules, and enhance overall performance without disrupting ongoing operations. This includes adding AI-powered fraud detection, automated compliance checks, or modern analytics dashboards to existing platforms.

Q: How does your development process work?

We offer full-cycle fintech software development: business analysis, architecture design, UI/UX, backend development, microservices deployment, cloud setup, third-party tools integration, QA testing, DevOps, and long-term support. Our team handles the entire technical scope so you can focus on growing your financial business.

Q: Who can benefit from hiring fintech software developers at Globaldev?

We work with investment houses, banks, fintech companies, RegTech businesses, lenders, insurers, real estate brokers, and financial advisors. Whether you need a secure payment platform, embedded finance module, SaaS solution, or AI-powered scoring system, we tailor every product to your specific needs.

Globaldev transforms how banks, lenders, payment providers, and wealth firms compete. We engineer solutions across the entire stack, from customer-facing apps to complex processing engines, and leverage our AI Lab to integrate sensible automation, such as fraud checks, document processing, and smart assistants, ensuring systems perform flawlessly for your customers, partners, and teams.

Custom fintech software built for users — trusted by teams

Customer-facing products

We build digital products that enable customers to open accounts, transfer money, and manage their finances through secure, intuitive experiences with seamless journeys across channels.

Web and mobile self-service apps
Payments, wallets, and payout solutions
Finance dashboards
Investment, savings, and product management portals
Onboarding and account/policy portals

Complex internal systems

We work on the internal systems your customers never see: core platforms, risk and compliance tooling, back-office automation, and data infrastructure that support everyday financial activity.

CRM and relationship management platforms
Finance, billing, and operations tools
Data, reporting, and analytics layer
Core account, loan, and policy systems
Risk, compliance, and fraud systems

AI-enabled transformation

We upgrade existing financial products with modern capabilities, such as AI, automation, new channels, and better UX, while refactoring legacy systems so they stay ready for further growth.

Personalized journeys and recommendations
AI virtual assistants and chatbots
Modern self-service features
UX, API, and architecture modernization
Real-time analytics, dashboards, and reporting

Serving teams across BFSI

Banking

Banking customers expect seamless digital services they can trust. Globaldev supports banks in building secure client-facing applications, modernizing internal systems, and connecting legacy platforms through APIs. We implement AI for enhanced service quality and personalization, while maintaining reliability, compliance, and operational continuity.

Fintech

Growth changes the rules for fintech companies. Platforms built for speed must evolve to handle regulatory pressure, data complexity, and long-term reliability. As a fintech development company, we help you strengthen your architecture, develop client-facing products, and extend internal teams with experienced fintech developers, supporting scale without slowing execution.

Lending

Speed alone is not enough in modern lending. As volumes grow and scrutiny increases, lenders must balance fast decisions with accuracy, transparency with fraud prevention, and personalization with regulatory control. Globaldev helps modernize lending platforms, connect fragmented systems, and apply AI for strengthening underwriting, compliance, and operational efficiency across the lending lifecycle.

Wealth & investment management

To remain competitive, wealth and investment firms must turn complex operations into scalable, well-governed platforms. We support them in modernizing infrastructure, improving data consistency, and integrating new capabilities without disrupting existing workflows. As portfolios, regulations, and client expectations change and evolve, our job is to guarantee that wealth and investment organizations can adapt splendidly.

Payments

As volumes expand and rails multiply, outdated platforms and disjointed integrations cause a spike in costs and risks. Globaldev enables payment providers to modernize transaction engines, integrate payment networks, and develop interoperable systems that support real-time processing, regulatory compliance, and always-active operations.

Insurance

Legacy core systems, fragmented data, and manual processes often hold back insurance operations. With Globaldev, insurers will modernize core platforms, unify data across underwriting and claims, and automate critical workflows. We support scalable, compliant systems that improve operational efficiency, allowing for faster product updates and more accurate risk management.

Corporate finance systems

As a company grows, managing and maintaining visibility into its finances becomes more complex. Globaldev builds internal finance platforms that support expense management, approvals, budgeting, and reporting, helping SMB and enterprise teams centralize data, reduce manual work, and operate with clearer financial oversight across departments.

Consumer financial solutions

Personal finance applications must be easy to understand, reliable in daily use, and secure by default. Globaldev builds budgeting tools, wallets, and financial dashboards using design-led thinking that prioritizes clear user flows, predictable behavior, and strong security foundations, so financial features work smoothly without drawing attention to themselves.

Custom financial software development by Globaldev

The main finance systems, apps, and platforms we’re trusted to deliver, with room to customize around your reality.

Financial CRM & client portals

We design and develop custom financial CRM and client portal solutions to replace scattered spreadsheets, emails, and legacy tools with one system for profiles, interactions, documents, and self-service access across banking, lending, insurance, or wealth.

Secure collaboration platforms

With Globaldev, financial organizations can build collaboration platforms and intranets that connect internal teams and/or external partners, centralizing updates, documents, and workflows in one secure environment instead of multiple tools and email chains.

Data analytics systems

At Globaldev, data analytics systems are built to make financial data usable, supporting better decisions on risk, profitability, and customer behavior across products and channels. Real-time dashboards, predictive models, and strong data governance help institutions see what is happening, anticipate what comes next, and align analytics investments with clear business impact.

Operational processing platforms

Globaldev builds platforms for loan and mortgage processing, underwriting, and claims that coordinate data, rules, and approvals to lower manual work, boost consistency, and give teams visibility into bottlenecks and risk. These systems can also use AI to process documents, flag anomalies, and route cases while keeping decisions controlled and explainable.

Fintech app development

In financial services, the right app can replace a branch visit. Our fintech app developers design banking, payments, budgeting, investing, lending, and insurance applications that give users fast payments and transfers, a clear view of spending, easy loan and investment management, and instant alerts in case of changes.

AI virtual assistants & chatbots

AI-based virtual assistants support both customers and staff. Externally, they answer questions, guide people through processes, surface relevant options, and work 24/7. Internally, they help teams find data, rules, and next steps fast, reducing workload while keeping sensitive decisions and escalations under human control.

P2P platforms

With Globaldev, P2P platforms become proper products, not simply payment pages. We design and build systems that connect individuals and SMBs with financial providers, orchestrating onboarding, matching, contracts, payouts, and collections for P2P lending, insurance, investment, or crowdfunding setups.

Fraud detection & monitoring

From card fraud and account takeover to synthetic identities and loan scams, fraud patterns move fast. Globaldev develops and integrates systems that analyze behavior across accounts and channels in real time, assign risk scores, trigger step-up checks or blocks, and provide investigators with all the required context.

Process automation software

Process automation software is where many internal efficiency gains come from. Globaldev develops systems that quietly handle document intake, validation, routing, and updates in the background, helping financial institutions process high volumes without losing control or forcing teams to constantly switch tools.

Digital wallets

Digital wallets let users pay in-store, online, and in apps, send money, pay bills, and store tickets. As a fintech software development company, we design secure wallet solutions that plug into banking, payment, and loyalty systems, with interfaces that are intuitive, visually refined, and built for everyday use.

Payment gateways

Payment gateways sit between your products and services and the rails that move money. Globaldev builds and integrates gateways that support cards, bank payments, local methods, and wallets, with routing, risk checks, and reporting tailored to your business model.

Point-of-sale systems (POS)

POS systems connect in-store payments to the rest of your stack. Globaldev helps banks, PSPs, and platforms create and integrate POS solutions that accept cards and wallets, sync with gateways and back-office systems, and support fleet management, security, and reporting at scale.

Personal finance solutions

Personal finance tools help users manage spending, pay down debt, grow savings, and invest with clear guidance. Globaldev develops custom budgeting, debt-optimization, and AI-assisted advisory apps for banks, wealth firms, and platforms that want to offer financial wellness as part of their service.

Corporate finance platforms

Behind every financial product is a team that must reconcile it. Globaldev creates accounting and finance platforms for banks, lenders, insurers, and finance-heavy businesses, encompassing expense management, reconciliation, and reporting, so that closing the books no longer stifles growth.

Challenges Globaldev solves

As organizations grow and systems evolve, technology debt, fragmented journeys, and underused data become barriers to progress. Globaldev addresses all of these challenges.

Legacy technology

Outdated solutions stall changes and make integrations tricky. With Globaldev, you get a practical modernization path: APIs around your cores, new services built alongside old ones, and step-by-step replatforming instead of a single high-risk cutover. Your teams can launch new products, connect partners, and change rules faster while the systems that still work keep doing their job.

Disjointed customer experiences

Many BFSI organizations struggle to give customers simple, intuitive, consistent experiences. The root cause is usually a mix of legacy cores, fragmented channels, and under-invested UX. With Globaldev, you get journeys redesigned around how people realistically behave, shared data and rules across touchpoints, and product UX that removes steps and makes your apps feel coherent.

Market pressures

It’s easy to adjust priorities on a slide, and much harder to reflect them in systems that touch customers, money, and risk. Market shifts and competitive moves demand quick adjustments, but your stack and processes resist change. Globaldev helps you align what you want to do with what you can actually ship, so strategic decisions turn into live journeys, products, and features.

Data waste

Financial companies acquire an abundance of data, yet much of it remains locked in individual systems, obstructing you from responding to simple queries in real time. Globaldev transforms data into an actual leverage. We create pipelines, models, and dashboards that pull data into a centralized layer, connect it to decisions, and make it reliable enough for risk, product, and marketing teams to act on.

Why BFSI hire Globaldev for fintech development

End-to-end fintech product development Innovation from Global AI Lab Bespoke cooperation model Extensive domain experience Peer-approved software partner Expert quality assurance

From idea to production, Globaldev covers the full cycle: discovery, architecture, UX, development, QA, and long-term maintenance. Whether you’re building from scratch or modernizing what you already have, you get one team accountable for the whole product, not a patchwork of vendors.

Our approach to finance software development

Engagement model & team setup

We begin by determining how we will collaborate: a dedicated product team, complete project outsourcing, or IT staff augmentation with individual fintech developers. Then we form a team with the appropriate balance of engineering, QA, UX, and finance domain expertise, and agree on communication, cadence, and responsibilities.

Discovery & solution shaping

Next, we clarify what you’re building and why. Together, we refine requirements, user journeys, and regulatory constraints, map existing systems, and define success metrics. This stage gives us a realistic scope and a backlog that reflects business goals and compliance needs.

Architecture & experience design

Once the scope is clear, we design the system and the experience. Architects define secure, scalable, cloud-ready architecture and integrations with your cores, CRMs, and payment providers, while designers focus on intuitive, accessible UX for customers and internal users.

Iterative development

Development runs in short iterations so you can monitor progress. We implement features, integrate with banking and payment rails, configure data flows, and keep you involved through regular demos and feedback. If we work with your internal team, our engineers sync with your instruments and practices.

Quality, security & compliance testing

Testing runs alongside development, not just before go-live. Our QA engineers validate new features in every iteration, checking payment flows, edge cases, performance, and access controls. We add targeted security and compliance checks as we go and provide the documentation your teams need for audits and regulatory reviews.

Launch, handover & evolution

Finally, we plan and execute the release, monitor behavior in production, and handle any urgent fixes. We can fully hand over the system with training and documentation, so your team runs it independently, or stay on as a long-term partner to maintain, support, and keep extending the product as you enter new markets or add features.

Client’s feedback

Eivind Norebø

Head of the tech. division of ECIT

The reason why we continue to work over so many years is, first of all, the flexibility.

The impression based on the, at least four, soon, maybe, hopefully, five projects I've been involved in myself, shows that Globaldev Group has been able to adapt to the different requests, from the different cultures, from the different, what you say, departments or divisions.

Eivind Norebø

Head of the tech. division of ECIT

Ron Shteinberg

Founder and CTO

What I love the most about the engineers there is that they are kind of free thinkers.

They always kind of try to understand what's the business purpose, what we're doing it for, suggest their own ideas and how we could implement them. I think from a technical perspective, they are top-notch developers.

Ron Shteinberg

Founder and CTO

See clients

What our BFSI clients say

“One thing that really stands out to us about Globaldev is their structured approach to project management. They have a clear system in place for tracking tasks and progress, and this has helped to ensure that our projects stay on track and are completed efficiently. Another impressive aspect of Globaldev is the strength of their teamwork, despite the fact that they are a remote-working team.”

“Our applications have been developed with very impressive, high-quality code. We use some highly complicated user authentication rules, and we have a focus on security and privacy. Globaldev has delivered on all of our requirements. The applications are all clean and modern for user engagement. We’re very pleased with the outcome.”

“Globaldev’s ability to combine technical excellence, adaptability, and a deep understanding of our requirements make them an exceptional partner. Their unique approach and unwavering commitment to the success of our project have left us thoroughly impressed.”