Portmone

All-in-one digital payment platform for everyday transactions

Industry:
Fintech & banking
Location:
Ukraine
Duration:
2020-2022
All-in-one digital payment platform for everyday transactions
About the client

Portmone is a mobile payment application delivering a comprehensive financial management solution directly on users’ smartphones. Operating across Ukraine and parts of Europe, the platform enables seamless execution of everyday transactions — from utility bill payments and public transport fares to fines and peer-to-peer transfers — all within a single, unified interface.

Designed to simplify personal finance management, this payment application helps users centralize and track their expenses efficiently, eliminating the need for multiple services or physical payment points. The application has surpassed 1 million unique downloads and maintains a strong 4.6-star rating on Google Play, reflecting high user trust and satisfaction.

Solution

To support Portmone’s vision of becoming an all-in-one digital payment hub, the project focused on building a secure, scalable, and integration-ready payment ecosystem.

The key priorities included:

  • Advanced security architecture to ensure highly protected online payment services and safeguard sensitive customer data.
  • Robust transaction management system capable of handling a wide range of payment types, including utilities, transportation, penalties, and private transfers.
  • Custom SDK development, enabling third-party applications to seamlessly integrate Portmone’s payment functionality and offer in-app payment capabilities.
  • Optimized user experience, allowing customers to monitor expenses and manage financial flows in a clear, intuitive way.

As a result, Portmone evolved into a reliable, secure, and extensible payment orchestration platform capable of supporting both direct consumer usage and embedded financial services within partner applications.

Key features implemented by Globaldev

Wide scope of transactions
Portmone allows users to cover almost all transactions they might make in daily life. Consumers can pay penalties and premiums, phone top-ups, perform money transfers from and to European countries as well as pay fares for various vehicles.
Transactions via cheat code
The application makes the payment process much faster and more convenient due to transactions via cheat codes. It's enough to scan the QR code of the recipient to perform a money transfer without risks.
Payment via smartphone
Another feature making Portmone the most convenient payment method is payment via smartphone. Just like with Google Pay or Apple Pay, users can pay for their purchases with a smartphone eliminating the need to always have a plastic card at hand.
Fares
Fares for various public transport such as buses, subways, trains, or planes can be made with Portmone. This way, users can avoid crowds and queries to keep safe and save time for first-priority business.
Service fees
The application allows users to pay for all services provided, such as utilities, TV & Internet, and security, in one place using the correct payment details. Instead of wasting hours on this activity, consumers can handle the task in minutes.
Templates
Portmone offers template functionality for those who want to pay in one click. It's enough to save payment details to use the template regularly and cut time for various transactions.

Engineering team by Globaldev

Our engineering team led the project from architecture to deployment, ensuring high performance and reliability. With strong expertise in payment software development, we delivered a secure and scalable solution tailored to the client’s needs.
Android developers
iOS developer
Project manager
Business analyst
Devops
QA engineers

Project tech stack